Free San Diego first-time homebuyer guidance
See which San Diego programs could help you buy with less money upfront.
Compare 7+ down payment assistance programs offering between $10,000 and $150,000. Answer a few questions to see which may fit your situation, then decide whether you want to speak with one local professional.
No phone number required. Your information is never sold.
What would be most helpful today?
I'm exploring my options
Understand the buying process and get a clearer sense of what may be possible.
I need help with upfront costs
Explore programs that may help with your down payment or closing costs.
I'm a veteran or military buyer
Understand your VA loan benefits and San Diego buying options.
I'm ready for expert guidance
Choose one licensed local professional to contact.
Up to $150K
Available through select assistance programs
City, county & state
$1.08M
San Diego County FHA loan limit
HUD, 2026
As little as 3.5%
FHA down payment with qualifying credit
With 580+ credit score
7+ programs
City, county, and state options
San Diego County
Run the numbers for your San Diego home purchase
Estimate your payment, buying range, and closing costs using local property taxes, Mello-Roos, and other San Diego costs. Free, with no account required.
Mortgage Calculator
Estimate your monthly payment, including property taxes, Mello-Roos, and HOA fees.
Affordability Calculator
See what home price may fit your income, debts, and available down payment.
Closing Cost Estimator
Get an itemized estimate of the expenses you may need to cover before closing.
Explore buying costs across San Diego
Compare typical home prices, local income estimates, and the city, county, and state assistance programs that may apply.
Approximate medians & ACS income estimates. Tap a region or row for details. DPA eligibility depends on City of San Diego vs. County.
Figures are approximate and intended for early planning. Program eligibility depends on your finances, the property, and where in San Diego County you plan to buy.
San Diego homebuyers have options worth understanding
San Diego home prices are high, but the county also has higher loan limits and several city, county, and state assistance programs. Depending on your income, location, and purchase plans, these programs may help with your down payment or closing costs.
Local expenses can also change what a home truly costs. Our guides explain Mello-Roos, property taxes, insurance, HOA fees, and program boundaries so you can plan with a clearer picture.
You decide who receives your information.
When you are ready to speak with someone, you choose one licensed local professional. Your inquiry goes only to that person, rather than being distributed to a network of lenders or brokers.
If anyone you did not choose contacts you because of an inquiry made through TheGoodRoster, we'll send you $100.
One inquiry. One professional. Your choice.
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